CrediFlow is an installment & receivables management platform that automates high-volume invoice issuance, bank/convenience-store payments, payment reconciliation, and installment collection end to end — reducing unpaid receivables and operational load at the same time.
Meeting the needs of “issuing invoices accurately, automating payment reconciliation, and leaving no receivables unpaid,” we built it in-house from scratch in 10 months — the launch story of a new platform.
A financial provider offering installment and deferred-payment services. It issues large volumes of invoices to many customers every month and manages payments via bank transfer, convenience store, and direct debit.
Invoicing, reconciliation, and collection relied on manual work and Excel, and operations could not keep up with growing volume. They needed a system that leaves no receivables unpaid and raises the collection rate.
Auto-generate invoices from contracts (installments supported)
Payments via bank, convenience store, and direct debit
Auto-match payment data to invoices
Automate reminders and re-invoicing for overdue accounts
These were not technical problems but revenue-critical ones: invoice accuracy, collection rate, and operational load.
With manual work, missed invoices and calculation errors occur and directly damage trust.
Matching bank and convenience-store payments is done by hand and pile up at month-end.
For installment plans, tracking overdue and unpaid amounts is hard, so collection is delayed.
Per channel, operations are siloed — a breeding ground for errors and rework.
Everything from invoice issuance, multiple payment methods, and reconciliation to debt collection — together with Finance Partners Co., Ltd., we built it in-house from scratch. We replaced operations that assumed manual work with a platform where data keeps flowing automatically.
Auto-generation eliminates missed invoices and calculation errors.
Automate payment matching to remove the month-end workload.
Surface overdue accounts, automate reminders, and cut unpaid receivables.
Zero manual work lets staff focus on their core jobs.
Experience three scenarios right in your browser.
Invoice list, statuses, and collection-rate KPI on one screen. Try issuing an invoice too.
Automatically match bank and convenience-store payments to invoices. Manual reconciliation is also available.
Review each customer's installment schedule, payment status, and collection status.